Where to invest money in 2021

Making money on the Internet with investments where I already touched on the topic of investments. Today I will talk in detail about where it is better to invest in 2021.

It is difficult to make good money, therefore it is very important not to simply accumulate it, but also to increase it. Those who are unable to save up sometimes think: "If there were finances, there will always be somewhere to invest them." However, often, as soon as a person accumulates a certain amount, he still asks the question: "Where to invest money?"

There are many ways to invest. But, in order to determine their further development and growth, it is worth knowing the basic investment methods:

• Self-sufficient.
• Shareholding.
• Lending.
• Design.
• Leasing.
• Mixed.

But we will not go into the details of each method, so as not to stretch the article. After all, our task is to consider 14 ways of investing. We will divide them according to risks.

1. Investments with low risk (conservative)

Such investments are the most reliable, but you should not expect a high percentage from them. If reliability comes first for you, then choose the conservative method.

• Investing in your own development - by investing your savings in acquiring new knowledge and skills, you can successfully increase your investments. So, for example, instead of buying a ready-made website, after training, you can create it yourself. And in return for acquiring a ready-made someone else's business, learn the peculiarities of running it. The money spent on self-development will always bring good profits in the future.
• Opening a deposit in a bank - bank deposits remain the most popular investment method. At the same time, in commercial organizations you can see offers for clients up to 26% per annum in rubles. However, investing savings in the national currency, one should not forget about the increase in the general level of prices for goods and services and the possible devaluation of the ruble. So, with an annual inflation rate of 11% -15%, you should not expect a special profit from the deposit.
• Construction - there are several types of structures, in the construction of which you can invest. Some objects are suitable for those with small savings. Others are for more experienced and financially secured investors. The savings can be invested in the construction of: inhabited and unoccupied residential units; commercial real estate; suburban or suburban rural residential complexes; hotels; buildings and structures that are intended for the production of a certain type of product.
• Real estate (buying apartments) is the main advantage of this investment method: stable growth in real estate prices, the ability to return the money invested with interest on resale. The increase in the cost of apartments in large cities reaches up to 16% per year. This fully justifies the investment.
• Art - buying rare unique items. However, the cost of such products is very high. In addition, you should have knowledge of the subject of purchase. Indeed, as an original product, dishonest sellers can slip a good fake. However, antiques are becoming more expensive every year. On average, its value grows up to 27% per year.

Final advice - in case of accumulation of finances, you should never "store them under the mattress." Every free money should work for it to grow.

2. Investments with medium risk (moderate)

Middle stage of investment. Choose it if you think that the conservative method is not able to properly increase your capital and you are willing to take a little risk in order to get more money. But be prepared for financial turmoil and loss.

• Precious metals - according to various forecasts, this area of ​​investment will become very popular this year. You can invest like in paper dredges. metals and physical. But many investors prefer the first option, since everything is on paper and nothing needs to be moved anywhere. The most valuable precious metals are gold, silver, platinum and palladium. According to experts, the profitability of such an investment can reach up to 400% per annum, but it is important to take into account the terms (at least three years).
• Starting your own business is the most profitable way of investing money, which can subsequently bring up to 1000% of income. Naturally, owning a business requires a personal presence. However, any business in the process can be automated or a franchised business.
• Buy someone else's business - the meaning of this investment is to acquire a ready-made company. A well-formed and well-functioning business will bring a stable income. You can use newspapers or online classifieds platforms to find the right company to buy. Some believe that entrepreneurs only sell unprofitable companies. However, this is not always true. The reason for the bidding may be: an urgent need for finance; conflicts or discrepancies between co-owners; loss of interest in business; lack of time for those businessmen who have several diversified companies at once. An audit will help analyze the reliability and stability of the acquired company. An independent check will save you from buying a losing asset.
• Investment in agriculture - investing savings in agriculture does not promise very rapid capital growth. However, farmers are needed everywhere, as well as high-quality and organic vegetables and fruits. Therefore, financial contributions to agriculture are not only enrichment, but also, without any exaggeration, benefit for the country and the people.
• Lending (issuing loans) - we register in any debt service and start lending money at interest. Of the most popular, I would single out the Webmoney debt service, where you can not only engage in lending, but also borrow yourself. The main advantage of this direction is that you will always have clients, but the cons are often frustrating. You need to spend time on the selection of borrowers, but even this does not save you from defaults.

A few tips in the end: you need to invest only your own money, which you do not have an urgent need. Remember that investing is always a risk!

Method 3. Investments with high risk (aggressive)

This method is the most highly profitable, but the risk of losing part of the investment or everything is simply enormous. Especially if you don't understand this. Therefore, it is extremely contraindicated for beginners to use an aggressive investment method. But you can learn.

• Stock market and mutual funds - this way of investing savings is ideal for those who have accumulated a certain amount in dollars. A legal entity or individual performing intermediary functions and acting on behalf of the investor studies the market situation and offers investment options. The minimum amount for this type of deposit is $ 300. However, in case of a successful transaction, a certain part of the profit will need to be given to the broker.
• Investments in cryptocurrency - since 2019, the critical market has been going through hard times, but investments in cryptocurrency are still a relevant tool for increasing money. In 2021, you can invest your money in trading, ico or invest in some specific cryptocurrency. Particular attention should be paid to emerging coins that have good growth forecasts.
• Buying currency (Forex) - making money in the foreign exchange market is simple, but also simple and losing your money. Investment principle: buying currency when it is cheaper and selling it when it is more expensive. All these manipulations are carried out on special platforms, robots. Examples of companies with a reputation: LiteForex, eToro, XM Group, OANDA, RoboForex. You can trade carefully and count on 50-100% per annum, or play big, getting, with a successful outcome, up to 300%.
• Purchase of securities - purchase of shares, bonds and other securities with par value. After the purchase of debt securities, the owner has the right to receive from the persons who issued them the par value in cash or in property equivalent. The purchase of equity securities is suitable for depositors who want to earn an average income with a good guarantee. You can take a closer look at the securities of Lukoil, Sberbank, Alrosa, Detsky Mir, MTS, MMC.

It is not necessary to put all free money into one asset - there must be several of them! Never invest at random, but use ready-made strategies or create your own.

Where is the best place to invest in 2021?

In 2021, there is a downward trend in the yield of dollar and euro deposits. Interest rates on them are very low, but the ruble is starting to strengthen its position. Therefore, keeping money in a bank account is not profitable, and sometimes it can lead to negative rates. A more attractive investment instrument this year remains:

• Precious metals (gold);
• Art (paintings);
• Real estate (construction).

Also, metal accounts will be in great demand. If in the 90s OMS was not profitable due to strong taxation, then in 2021 banks give all investors the green light. Opening such an account combines reliability and benefits.